Privacy Policy

The Replete Protocol operates in a decentralized and permissionless manner. Although we may collect and process information about users of Replete.fi or the Interface in accordance with this Privacy Policy, we do not have information about all protocol users beyond what is already publicly available and recorded on the blockchain.

This Privacy Policy (the "Privacy Policy") explains how Replete Finance ("we," "our," or "us") collects, uses, and shares information in connection with our Services as well as your rights and choices regarding such information. These terms apply to Replete.fi and the Interface and any other online location that links to this Privacy Policy (collectively, the "Services").

By using the Services, you also agree to our collection, use, and sharing of your information as described in this Privacy Policy. If you do not agree with the Terms of Use, you should not use or access the Interface or the Services.

This Privacy Policy may be modified from time to time. Your use of the Site is at all times subject to the Terms of Service, which incorporates this Privacy Policy.

1. Information Collection

We may collect your name, contact information, and message content when you communicate with us, such as providing feedback or asking for support. If you voluntarily share additional information with us, you are solely responsible for it.

We may collect your wallet address you use to connect to the Interface to bloc wallets and for security purposes. Additionally, we may collect details about the device you use to access the Site and Interface to optimize and troubleshoot any technical issues. Moreover, we may collect details on how you interact with the interface and Services. Analyzing this data helps us improve the user experience.

2. Use of Information

We may collect and use information for business purposes in accordance with the practices described in this Privacy Policy. Our business purposes for collecting and using information including:

Operating and Managing Services

• Providing, maintaining, and supporting the Services;

• Detecting and preventing fraud, breaches, and harm.

Improving Services

• To monitor the Services and fulfil legitimate business purposes.

Security and Compliance

• Ensuring Interface security and integrity.

• Investigating and preventing wrongdoing.

Fulfilling Requests

• Carrying out your specific instructions.

Consent-Based Use

• Utilizing information based on your consent.

Additionally, non-identifiable information may be used as allowed by law. For details on your rights and choices regarding information usage, please refer to the "Analytics" section below.

3. Sharing and Disclosure of Information

We may share or disclose collected information as described in this Privacy Policy and for the purposes outlined in the "Use of Information" section above. We may share information with:

• Affiliates: Including when they act as service providers or for their internal use;

• Professional Advisors: For audits and legal compliance;

• Service Providers: For business purposes like fraud prevention, security, data analytics, and more bound by this Privacy Policy.

Additionally, non-identifiable information may be shared (including aggregated or de-identified data) as allowed by law.

4. Third-Party Services

We may also integrate technologies operated or controlled by other parties into parts of the Services. For example, the Services may include links that hyperlink to websites, platforms, and other services not operated or controlled by us.

Please note that when you interact with other parties, including when you leave the Interface, those parties may independently collect information about you and solicit information from you. The information collected and stored by those parties remains subject to their own policies and practices, including what information they share with us, your rights and choices on their services and devices, and whether they store information in the U.S. or elsewhere. We encourage you to familiarize yourself with and consult their privacy policies and terms of use.

For example, by using a third-party wallet to engage in transactions on public blockchains, your interactions with any third-party wallet provider are governed by the applicable terms of service and privacy policy of that wallet provider.

5. Cookies Policy

We value your privacy and aim to be transparent about our use of technologies. This policy explains how and when we utilize cookies on our Services.

What types of cookies do we use?

Strictly Necessary Cookies: Essential for basic functionality, like page navigation and secure access and They do not collect personal information.

Analytical/Performance Cookies: Allow us to analyze how visitors use the Interface, enhancing functionality and performance.

Functional Cookies: Enable enhanced functionality and personalization. They may remember your preferences, such as your previously used wallet.

How to disable cookies?

Most web browsers offer the option to enable or disable cookies. For detailed guidance on controlling, disabling, or deleting cookies, visit aboutcookies.org.

6. Data Security

We implement reasonable administrative, physical, and technical security safeguards to help protect information about you from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. Nevertheless, transmission via the Internet is not completely secure and we cannot guarantee the security of information about you in any capacity.

7. Data Retention

We retain collected information for as long as necessary to fulfil the purpose it was collected for, as stated in this Privacy Policy, and in compliance with applicable legal requirements.

8. International Transfers

Your information may be transferred, processed, and stored in different jurisdictions, including the European Economic Area and the United Kingdom. Data protection laws in these areas may differ from your home country. Using our Services or providing information signifies your consent to these transfers, as outlined in this Privacy Policy.

9. Minors

Our Services are intended for general audiences, not children. To use them, you must be legally able to enter into an agreement.

10. Additional Disclosures for California Residents

This section applies solely to California residents. The CCPA grants additional rights related to knowing, deleting, and opting out of personal information usage. It also mandates businesses to provide notices and means for exercising these rights.

For further details, review the "Information Collection" and "Sharing and Disclosure of Information" sections. We don't sell personal information. To exercise your rights, email us at [e-mail]. Be specific about the right you're invoking. We'll confirm receipt within thirty (30) days.

12. Additional Disclosures for Data Subjects in the EU/UK

A. Roles

We act as a controller for the personal data you interact with on our Services.

B. Lawful Basis for Processing

We process data based on lawful bases including consent, contractual necessity, legal obligation, and legitimate interests.

C. Your Data Subject Rights

If you're in the EU/UK, you have rights including access, rectification, erasure, and portability of your personal data. You can also withdraw consent. Note, we can't modify or delete information stored on a blockchain.

To exercise these rights, contact us via the provided email or postal address. We'll respond within thirty (30) days. We may need specific information to confirm your identity. We retain information for legitimate interests, legal compliance, and dispute resolution.

If you have concerns about our compliance, contact us or your local data protection regulator.

13. Changes to this Privacy Policy

We reserve the right to revise and reissue this Privacy Policy at any time. Any changes will be effective immediately upon our posting of the revised Privacy Policy. For the avoidance of doubt, your continued use of the Services indicates your consent to the revised Privacy Policy then posted.

14. Contact Us

If you have any questions or comments about this Privacy Policy, our data practices, or our compliance with applicable law, please contact us by email: [e-mail].