# What are use cases for Replete?

Replete is developed for users to execute their strategies as they want beyond the protocol.

#### Some examples users may decide to use Replete for

1. A user may decide to supply collateral on an asset they believe it will appreciate but do not want to sell; borrowing against the collateral allows the user to gain working capital (liquid) at the cost of interest;
2. A user may want to supply to earn yield, but wants to use its assets as collateral to arbitrage opportunities across connected chains;
3. A user may decide to borrow to increase their margin trading position or to hedge against market downturns;
4. A user may decide to borrow instead of selling an asset to circumvent taxable events (capital gains taxes) in certain jurisdictions (country specific).

The decision on how to use Replete is for the user to make. As more functionalities are added, users can expect further utility.


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